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EVALUATION SECTORIELLE ET DEVELOPPEMENT DU MARCHE
Ayani travaille avec les bailleurs et les acteurs de la finance inclusive pour réduire les obstacles à l'accès aux opportunités financières et aux moyens de subsistance, en particulier dans les zones rurales. Nos services sont conçus pour apporter des bases durables au développement du secteur et du marché, en particulier en:
- Identifiant les goulets d'étranglement empêchant l'accès à des services financiers abordables et pertinents
- Évaluant, cartographiant et optimisant les liens existant au sein des communautés rurales
- Soutenant le dialogue sectoriel pour développer les opportunités économiques et financières
- Mettant l'accent sur les innovations qui ont un impact particulier sur les groupes vulnérables
DOMAINES D'EXPERTISE
L’expertise d’Ayani en matière d’évaluation sectorielle et de développement du marché comprend:
- L'évaluation de l'écosystème de la finance inclusive et de ses sous-secteurs
- La cartographie des chaînes de valeur
- Les débouchés et les liens au sein des économies locales
- La conception d'interventions pilotées par le marché
- L'appui aux associations de banques et d'institutions de microfinance
- L'animation du dialogue national sur la finance inclusive
- L'appui aux institutions en matière de services bancaires pour les PME, de "meso-finance", et de up- et downscaling
PROJETS PHARE
Pour en savoir plus sur le travail d'Ayani dans ce domaine:
Financial inclusion & MSME development in Sierra Leone
Ayani has played a central role as a capacity builder in the inclusive financial sector in Sierra Leone. Besides financial institution capacity building this has entailed meso and macro-level support, including a baseline assessment, an in-depth study on access to finance and rural finance, support in branchless banking guideline development, mobile money scoping, followed by product development, professional association establishment, credit bureau linking, financial education strategy development, well as briefs on financial education, over-indebtedness and agricultural finance. As a result, MSME financial service providers in Sierra Leone withstood the Ebola disaster better than Liberia. Recently Ayani also developed on how inclusive finance service providers could be prepared for and mitigate external risk.
To read more: https://www.cordaid.org/...ne_Mobile_Money_Transfer_Market_Study_PHB_for_Cordaid_DEF.pdf
Leasing technical expertise & business advisory to the National Bank of Ethiopia
Ayani assisted IFC during a diagnostic and implementation project to support leasing reform and initiatives to increase interest level, awareness participation of all stakeholders in leasing business development.
Ayani worked with the training center of the NBE to organize a series of workshops for the broad range of stakeholders of a flourishing leasing industry, including leasing companies, bankers, SMEs, regulators, etc. In particular, Ayani developed and provided training for managers of LeaseCos and suppliers, and support their understanding of building partnerships. This included: Leasing basics, Business Planning, Understanding your market, Product Design, Credit Strategy and Policy, Risk Management, Collections and Recovery, Write off, Structuring the Team, Funding Strategy, Financial Projections, Underwriting and structuring, Portfolio Management, Legal Agreement and Documentation, Accounting and Finance, Tax and MIS. Furthermore, a complete package of general information on leasing was prepared to introduce interested SMEs to LeaseCos to learn about financing.
Youth services ecosystem assessment in West Africa
With the goal of increasing youth economic inclusion and financial literacy, ADA and Rotary commissioned Ayani to undertake a feasibility study focused on enhancing and expanding financial and nonfinancial services geared for youth in Niger, Senegal and Togo. The project included a study of the general economy and youth services ecosystem in each country, identification and analysis of high-potential FSPs and nonfinancial service providers, and strategic recommendations for the program.